:root{--bg:#031326;--bg2:#061b31;--panel:#071f37;--line:#17405e;--cyan:#20d8c8;--blue:#45a3ff;--navy:#082d6b;--ink:#0a2550;--white:#fff;--text:#d7e6f4;--muted:#91a8bc;--light:#f6f9fc;--grad:linear-gradient(135deg,var(--cyan),var(--blue))}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Manrope,Arial,sans-serif;color:#102840;background:#fff;line-height:1.62}a{text-decoration:none;color:inherit}.container{width:min(1380px,calc(100% - 54px));margin:auto}
.header{position:sticky;top:0;z-index:60;background:rgba(3,19,38,.95);backdrop-filter:blur(15px);border-bottom:1px solid rgba(69,163,255,.16)}.nav{min-height:106px;display:flex;align-items:center;gap:28px}.brand{display:flex;line-height:0}.brand-logo{display:block;height:78px;width:auto;max-width:460px;object-fit:contain}.menu{margin-left:auto;display:flex;gap:26px;align-items:center;color:#e5f0f8;font-size:14px;font-weight:700}.menu a:hover{color:var(--cyan)}.btn{border:0;border-radius:15px;padding:14px 23px;background:var(--grad);color:#03182c;font-weight:800;display:inline-flex;align-items:center;justify-content:center;cursor:pointer}.btn-outline{background:transparent;color:#eaf6ff;border:1px solid #5e829f}
.hero{background:#031326;color:#fff;position:relative;overflow:hidden}.hero:after{content:"";position:absolute;inset:0;background:radial-gradient(circle at 70% 30%,rgba(40,125,255,.14),transparent 40%);pointer-events:none}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:.9fr 1.1fr;gap:32px;align-items:center;min-height:620px;padding:58px 0}.eyebrow{display:inline-flex;padding:9px 16px;border:1px solid rgba(32,216,200,.55);border-radius:999px;color:#34dfd3;font-weight:800;font-size:12px;letter-spacing:.9px;text-transform:uppercase}.hero h1,.page-hero h1{font-family:Space Grotesk,Arial,sans-serif;line-height:1.03;letter-spacing:-2px}.hero h1{font-size:clamp(48px,5.5vw,78px);margin:24px 0}.accent{background:var(--grad);-webkit-background-clip:text;color:transparent}.hero p{color:#c5d5e3;font-size:18px;max-width:680px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.visual img{width:100%;height:560px;object-fit:cover}.stats{background:#04172a;color:#fff;border-top:1px solid #194b70}.stats-grid{display:grid;grid-template-columns:repeat(5,1fr);min-height:110px;align-items:center}.stat{padding:0 22px;border-right:1px solid #29465f}.stat:first-child{padding-left:0}.stat:last-child{border:0}.stat strong{display:block;font-size:22px;color:#dbecff}.stat span{font-size:12px;color:#8eabc1}
.section{padding:82px 0}.section.alt{background:var(--light)}.section.dark{background:#05182b;color:#fff}.section-head{max-width:900px;margin:0 auto 42px;text-align:center}.section-head h2{font-family:Space Grotesk;font-size:clamp(31px,4vw,48px);margin:12px 0}.section-head p{color:#647a8d}.dark .section-head p{color:#9ab0c2}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid #dce7ef;background:#fff;border-radius:20px;padding:25px;box-shadow:0 12px 35px rgba(13,43,75,.05)}.dark .card{background:#061e35;border-color:#1a4564;color:#fff}.card p{color:#688093}.dark .card p{color:#9cb2c5}.iconbox{width:45px;height:45px;border-radius:12px;background:#e9fbff;color:#0877ba;display:grid;place-items:center;font-weight:900;border:1px solid #bcecf6}
.page-hero{background:#031326;color:#fff;padding:75px 0}.page-hero h1{font-size:clamp(42px,5vw,68px);margin:14px 0}.page-hero p{color:#b9cedd;max-width:850px;font-size:18px}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:38px;align-items:start}.pillars{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.pillar{background:#fff;border:1px solid #d9e7f0;border-radius:18px;padding:22px}
.report-box{border-radius:24px;padding:30px;background:#061e35;color:#fff;border:1px solid #1b4969}.report-box.paid{background:#fff;color:#102840;border-color:#d8e5ee}.report-box h3{font-size:28px;margin-top:0}.report-box ul{padding-left:19px}.report-box li{margin:8px 0}
.form{background:#061d34;color:#fff;border:1px solid #1b4665;border-radius:24px;padding:27px}.grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{display:flex;flex-direction:column;gap:7px}.full{grid-column:1/-1}label{font-size:13px;font-weight:700;color:#dce8f2}input,select,textarea{width:100%;padding:13px 14px;border:1px solid #295270;border-radius:11px;background:#04182b;color:#edf7ff;font:inherit;outline:none}input:focus,select:focus,textarea:focus{border-color:var(--cyan);box-shadow:0 0 0 3px rgba(32,216,200,.07)}select option{color:#111;background:#fff}textarea{min-height:105px}.consent{display:flex;gap:9px;align-items:flex-start;font-size:12px;color:#8da5b9;margin:14px 0}.consent input{width:auto;margin-top:4px}.alert{padding:13px 15px;border-radius:12px;margin-bottom:14px}.error{background:#39191f;color:#ffcbd3}.success{background:#0d382f;color:#a6f5de}
.faq-list{max-width:980px;margin:auto}.faq{border:1px solid #d9e6ef;border-radius:16px;margin:11px 0;background:#fff;overflow:hidden}.faq summary{cursor:pointer;padding:18px 20px;font-weight:800}.faq .answer{padding:0 20px 20px;color:#5e7689}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.blog-card{border:1px solid #dce7ef;background:#fff;border-radius:18px;padding:24px;display:flex;flex-direction:column}.blog-card .cat{font-size:11px;font-weight:800;color:#078ea8;text-transform:uppercase;letter-spacing:.7px}.blog-card h3{font-size:19px;line-height:1.35;margin:9px 0}.blog-card p{color:#6b8192;font-size:14px}.blog-card a.read{margin-top:auto;color:#077eb0;font-weight:800}
.article{max-width:900px;margin:auto}.article h1{font-family:Space Grotesk;font-size:clamp(38px,5vw,58px);line-height:1.1;color:#0a2751}.article h2{font-family:Space Grotesk;font-size:30px;color:#0b3768;margin-top:40px}.article p,.article li{font-size:17px;color:#324c61}.lead-article{font-size:20px!important;color:#173d62!important}.article-list li{margin:9px 0}.article-cta{margin:45px 0;background:#041b31;color:#fff;border-radius:22px;padding:28px}.article-cta p{color:#b7cbda}.breadcrumbs{font-size:13px;color:#668198;margin-bottom:18px}
.legal{max-width:950px;margin:auto}.legal h2{margin-top:34px;color:#0b3768}.legal p,.legal li{color:#3d5669}.notice{background:#eefaff;border-left:4px solid #18cfc5;padding:18px;border-radius:10px}
.footer{background:#020e1c;color:#fff;padding:42px 0}.footer-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:28px}.footer-logo{height:70px;width:auto;max-width:100%}.footer h4{margin:0 0 10px}.footer a{display:block;color:#91a9bd;font-size:13px;margin:7px 0}.footer a:hover{color:#25d7cd}.tiny{font-size:11px;color:#6d8497}.footer-bottom{border-top:1px solid #183248;margin-top:28px;padding-top:20px;display:flex;justify-content:space-between;gap:20px}
@media(max-width:1050px){.menu{display:none}.hero-grid,.two-col{grid-template-columns:1fr}.visual img{height:auto}.stats-grid{grid-template-columns:1fr 1fr}.cards,.blog-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:650px){.container{width:min(100% - 28px,1380px)}.nav{min-height:88px}.brand-logo{height:62px;max-width:76vw}.header .btn{display:none}.hero-grid{padding:44px 0;min-height:auto}.hero h1{font-size:48px}.stats-grid,.cards,.blog-grid,.pillars,.grid,.footer-grid{grid-template-columns:1fr}.full{grid-column:auto}.stat{padding:18px 0;border-right:0;border-bottom:1px solid #29465f}.footer-bottom{flex-direction:column}.page-hero{padding:55px 0}}